Turkey’s largest operator, Turkcell, is currently aggressively rolling out NFC devices with MasterCard’s contactless payment functionality paypass. Currently Turkcell is offering three different devices: The T11 is made by ZTE and the T20, which is manufactured by Huawei, and also know as U8650. On top the most current BlackBerry the Bold 9900 is also used for Turkcell’s wallet app, which is a SIM based solution

In Turkey there are already lots of acceptances points for MasterCard paypass, thus more and more bank also allow customers to put their payment application onto the UICC of the mobile network operator. The TSM infrastructure for Turkcell is provided by SmartSoft.

The following video shows two payment process with NFC:

Note that the reader in the first case is mounted very low and it is not clear for the customer whether the payment was successful or not (2:49). In this case a Vivotech reader is used.

In the second case there are 4 (four!) different payment terminals on the counter for accepting different card payments (4:00). During the second process the phone covers the whole terminal display and LEDs and thus the user cannot see whether the payment was successful or not. Only the “beep” tell the user that something has happened.

In the third case different payment stickers are shown (5:00). All the information such as creditcard number, CVC and date are fully visible! The Stickers are issued by Badenwürthenbergische Bank and processed by ATOS. Just help yourself and try online: https://www.kreditkartenbanking.de/bwbank/. Maybe it is not a good idea to put all the sensitive information on a sticker …

For a user experience point of view there is still a lot of work to do.